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HIRE GINGER
1- EXPERTISE
2- CONTACTS
3- KNOWLEDGE
4- NUMBERS
5- TIME
6. FINANCE
7- SUPPORT
8- INTERNET
9. MARKETING
10- AUTOMATION
10 REASONS
7- SUPPORT

 
* * *  PATIENCE  * * *

http://www.LoansRwe.com/id36.htmlPurchasing a home can be unbearably stressful unless you have a professional with a special patience and perserverence to attend to all the details and legal requirements that may be overwhelming.
 
GINGER HOPP will enlist her "professional team" to assist in supporting you. 
 
 
WHAT ABOUT THE DECLINING MARKET?
 
Ginger Hopp is a "Certified Foreclosure Specialist" and is offering her services to Distressed Homeowners to AVOID FORECLOSURE and SAVE THEIR CREDIT. 
 
Ginger is doing her part in this declining real estate market and being a part of the solution at the same time.  Ginger wants to help the borrower before it goes to foreclosure...before it ruins their credit.
 
Most distressed home sellers don't know that foreclosure is worse than a bankruptcy on their credit file.  Her marketing is educating the families actually in pre-foreclosure, so they know what their options are. 
 
Ginger is able to offer her expertise to save their credit by avoiding foreclosure. If they are jobless and can no longer make their payments, Ginger does not charge them any Realtor fees and can still SAVE THEIR CREIDIT by helping them AVOID FORECLOSURE.  
 
She negotiates with their lenders to sell their house for less than they owe and the lender writes off the difference.  Of course, the new H.R. 3648 ruling means that the IRS will not tax them on their personal residence for the amount they have been forgiven by their lender. (Prior to the 2007 Tax Relief Act, you had to pay Capitol Gains Tax on any loan amount forgiven by a creditor). It's a win-win for both parties, the lender and the borrower because they both avoid foreclosure, but it is especially a big win for our Economy to have one less foreclosure. Often times, this distressed borrower can then buy another home just as soon as their job situation is remedied; since they don't have a foreclosure on their credit, they can still be financed when they are ready again.
 
If they still have a job, but they are having a documentable Hardship, Ginger can negotiate with their current lender to MODIFY their loan so they can keep their house and pay a lower payment until they are back on their feet.  This is not a refinance; there are no Escrow Fees, No Title Costs, and No Appraisal Fees. This is a re-negotiation of their existing loan by lowering the interest rates, extending the number of years, and sometimes even lowering the loan amount.  Ginger gets a lot of satisfaction from doing LOAN MODIFICATION because it really helps the client stay in their home and usually, they are so grateful, Ginger now has gained a customer for life in all their future real estate services. 

 
Hopp for Action ... ... then, start packing !
                     Expect Extroadinary Service!
 
                     Your ' NEXT'  Realtor ®                                                                                    TESTIMONIALS
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GINGER  HOPP     BROKER CFS #01240587          Realtor Since 1998

EAGLE EYES REAL ESTATE 

Specialty Counties:
Placer County CA, Nevada County CA, Sacramento County CA, Marin County CA, Sonoma County CA, Napa County CA, San Francisco Greater Bay Area

  (707) 790-0022
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  Ginget@Hotmail.com  "Certified Foreclosure Specialist"  
   Specializing in NOTES @ 70% of current market value

                        HOMES R WE            LOANS R WE    
                         Call Team-Hopp ~ we'll HOPP-to-it

Thinking of Selling?     Call me & we'll discuss it ... no obligation