There is NO REASON to give your home back to the bank unless it is on YOUR TERMS!
My name is Ginger Hopp and I am a Certified Foreclosure Specialist dedicated to assisting property owners
that may be facing foreclosure due to their loan payment being too high. I have a VERY HIGH SUCCESS RATE in working out solutions
with your bank to help you MODIFY YOUR EXISTING MORTGAGE, to a lower monthly payment.
I will work on your behalf to re-structure your mortgage with your current bank, if your goal is to keep your
home there is a very high probability that I will be able to negotiate with the bank and STOP foreclosure. There is
a flat fee for my services, but you will be able to stay in your home and avoid foreclosure; it is well worth my fee.
I implore you to contact me TODAY via email or phone for a FREE "Professional, Confidential and Courteous
Consultation". I will explain your rights, detail your options and provide you with solutions.
When you cannot afford even a reduced payment amount, there is another solution to help you.
When you have a hardship such as reduced income, and you need to downsize in order to afford a lower payment,
your best option is to sell your house quickly. Many distressed borrowers think they cannot sell their home, because
they cannot pay off the loan and pay the Listing Realtor fees. When you have NO EQUITY in your home, I will not charge you
any fees, yet I will negotiate with your bank to prove your Hardship in order to have them accept less money than is
owed on your mortgage(s). A hardship can be many different reasons that are allowed, we will discuss yours in your private
Consulation. This type of sale is called a short sale and can help you avoid foreclosure. The short sale helps the bank
save costs of foreclosure while it helps the distressed borrower protect their credit from further damage. Allowing
a foreclosure is a lot worse than a Bankruptcy on your credit file. A Short Sale will preclude a foreclosure from being
put on your credit report for 10 years. In your case, a short sale is a good thing.
After I do sell your home, and you would like to purchase another home soon afterwards, I have options!
By no means will you be limited to becoming a renter!
I want to be a part of your solution, but the longer you wait to find out your rights and your options, the
more difficult it will be to negotiate with your bank. Pick up the phone this minute and call my 24-hour hotline (707) 790-0022.
All my best,
Certified Foreclosure Specialist