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APPLICATION LOAN

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Confidential Mortgage Application

Obtain the Best Rates & Lowest Closing Costs

When you are ready to purchase a home, it makes sense to negotiate from the strongest position possible. In a strong real estate market, sellers can be more selective in the final buyer they choose to negotiate with. In such a crazed seller's market, it's not uncommon for a home seller to receive multiple offers on their property. With that said; there are certain things you can do to make certain that your offer is the one Seller goes with.

The vast majority of Purchaser's today go about the process entirely wrong, putting themselves at an overwhelming disadvantage!

Let's look at this from the Sellers perspective for a moment. If you were the Seller and had multiple offers on your property, all things being equal, would you accept the one with Certificate of Financing Approval or the one that was still conditional on Financing? The answer is obvious. Why then, do so many buyers wait to start the financing until after they have found the home?

What I have found is that those buyers are usually very good, qualified buyers and are not worried about getting approved. Even though they usually are correct and will ultimately be Approved, the Seller in most cases has no guarantees.

Lastly, from a cost savings perspective...

As a prospective purchaser, it makes all the more sense to start the financing early on so you can get a firm handle on your interest rate and estimate of points and closing costs. If you do this before finding a home, you are not under any time constraints and are less likely to over pay like a buyer who has found a home and is under strict time constraints.

Should you decide that you wish to take advantage of Pre-Approval, simply complete the confidential mortgage application. We will locate the absolute best mortgage rate and lowest closing costs possible and process your application without any cost or obligation.

Call me with any real estate questions or concerns... (866) 790-0022

GINGER HOPP, Realtor             (707) 769-4322           DIRECT

FREE Quick Over-The-Net Home Evaluation
Find out what your home is worth by answering a few easy questions.

27 Quick & Easy Fix Ups to Sell Your Home Fast and for Top Dollar
Before you place your home on the market, here's a way to help you to be as prepared as possible.


Sellers click here to view status of feedback from other showing agents. More...
Our Automated Home Feedback System GUARANTEES to keep you informed!
Providing timely, online, direct feedback from prospective buyers means your home will sell FASTER and for MORE money!

Sell Your Home For $4,020 More
Learn how you can sell your home for more money in less time with our Team

11 High Cost Inspection Traps You Should Know About Weeks Before Listing Your Home For Sale
To help homesellers deal with this issue before their home is listed, a free report entitled "11 Things You Need to Know to Pass Your Home Inspection" has been compiled which explains the issues involved

FREE Special Report - "The 9 Step System to Get Your Home Sold Fast and For Top Dollar"
This report clearly identifies potential trouble-spots, and lays out an easy-to-follow step-by-step system to help you get the most money for your home.

Hopp for Action ... then, start packing !

How "For Sale by Owners" Can Get Top Dollar For Their Home
How to Sell Your Home Yourself: 10 Tips Real Estate Agents Don't Want You to Know

How Long Will It Take To Sell Your Home?
40% of Homes Sell in the First Month

Find Out What The Home Down The Street Sold For

Borrower Information:
 
Borrower (Full Name):
Date of Birth: (ex. dd/mm/yyyy)
Soc. Security #:
Residence Phone #:
Business Phone #:
Present Address:
City:
State/Province:
Zip Code/Postal Code:
E-mail Address
Years at Present Address:   Rent $  /month
or Own $
 
Previous Address:
City:
State/Province:
Zip Code/Postal Code:
Marital Status: Married
Separated
Unmarried (including single, divorced, or widowed)
   
Occupation:
   (Position & Title)
# of years:
Place of Employment:
  (Name & Address)
Previous Employer:
   (Name & Address)
Co-Borrower Information:
 
Co-Borrower (Full Name):
Date of Birth: (ex. dd/mm/yyyy)
Soc. Security #:
Residence Phone #:
Business Phone #:
If same as borrowers address
Present Address:
City:
State/Province:
Zip Code/Postal Code:
E-mail Address
Years at Present Address:     Rent $  /month
or   Own $ 
 
If same as borrowers address
Previous Address:
City:
State/Province:
Zip Code/Postal Code:
 
Marital Status: Married
Separated
Unmarried (including single, divorced, or widowed)
 
Occupation:
   (Position & Title)
# of years:
Place of Employment:
   (Name & Address)
Previous Employer:
   (Name & Address)
Gross Annual Income:
 
Borrower Co-Borrower
Self-Employed ? Yes    No Yes    No
Base Salary: $ $
Overtime: $ $
Bonuses: $ $
Commissions: $ $
Dividends: $ $
Net Rental Income: $ $
Other: $ $
 

Total: $ $
 
Do You Intend To Occupy This Property ?    Yes     No
Number of Children:
Ages:
Other Dependents:
 
Assets:
 
Checking: $  Bank:
$  Bank:
Savings: $  Bank:
$  Bank:
Credit Union: $  Bank:
Stocks: $
Bonds: $
Life Insurance: $
 
Present Residence  (If Owned):
Market Value: $
Morg. Value: $
Lender:
 
Other Assets (Specify):
 
Liabilities:
 
(List outstanding obligations including auto loans, mortgage payments,credit cards,
personal loans, and all other loans.)
 
Type Creditor's Name Unpaid Balance Due Date Monthly Payment
$ $
$ $
$ $
Total:   $ $
 
Additional Monthly Obligations:
Alimony:  $
Child Support:  $
Child Care:  $
 
Are There Any Judgements or Lawsuits Present?   Yes   No 
Amount:  $
Is Any Part of the Down Payment or Settlement Costs
Being Obtained From a Source Other Than From Assets
Listed Above?
  Yes   No
I hereby give my consent to have my credit report secured
from any credit reporting agency which you designate.
  Yes   No
    

Finance | Buyers | Sellers | Contact Us

 

Call me with any real estate questions or concerns... (866) 790-0022

GINGER HOPP, Realtor             (707) 769-4322           DIRECT

 
Hopp for Action ... ... then, start packing !
                     Expect Extroadinary Service!
 
                     Your ' NEXT'  Realtor ®                                                                                    TESTIMONIALS
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GINGER  HOPP     BROKER CFS #01240587          Realtor Since 1998

EAGLE EYES REAL ESTATE 

Specialty Counties:
Placer County CA, Nevada County CA, Sacramento County CA, Marin County CA, Sonoma County CA, Napa County CA, San Francisco Greater Bay Area

  (707) 790-0022
.
.
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  EagleEyesRealtor@outlook.com  "Certified Foreclosure Specialist"  
   Specializing in NOTES @ 70% of current market value

                        HOMES R WE            LOANS R WE    
                         Call Team-Hopp ~ we'll HOPP-to-it

Thinking of Selling?     Call me & we'll discuss it ... no obligation

 Your Referrals Are Warmly Appreciated...

"I have a different Philosphy about praticing real estae: I focus 100% of my efforts on delivering the most competent, money-saving, and hassle-free service to you. This way I'm able to deliver such outstanding results, you'll look forward to working with me again, and think of me when your friends and family need a caring and competent Realtor. I want your business for life!"  Ginger Hopp