GINGER HOPP WORKS FOR YOU ... as your REALTOR and your LOAN AGENT . more..about
GINGER HAS 30+ YEARS OF SALES AND FINANCE, NEGOTIATING
SKILLS; a win-win situation is an expertise she brings to you. Her
collaborative approach gives you the advantage of working closely with a seasoned professional. Prior to real estate,
Ginger was a Finance Manager. By working closely together, you get extra benefits at no extra cost.
GINGER IS PROJECT ORIENTED - Dealing with your real
estate needs is her project. You get Ginger's complete attention, as if it were her very own property. She
will follow through from the beginning to the close of a successful transaction. Ginger Hopp develops an individual plan for
attaining your goals. She tailors her approach to your needs, always keeping in mind the end result - satisfying your real
estate needs. Often she does more than you would expect of any agent, as if you were a family member.
GINGER IS SUCCESS ORIENTED - She has been a top producer
for years in many different fields; her first year in Real Estate won Ginger an award as Top Producer. Her goal is
to increase her success by increasing yours. She negotiates with other brokers for maximum benefits for you.
GINGER IS A PROBLEM SOLVER - Her forethought and planning
can help you avoid the pitfalls. As a former Finance Manager her ability to qualify a buyer makes the entire transaction
go more smoothly... whether you are the buyer or you are the seller.
IS A GENUINE NATIVE OF NORTHERN CALIFORNIA -
7th Generation in Sonoma County and Marin County. She really
knows the area with all it's backroads, too! Currently living near her Grandkids in Grass Valley area just north
of Sacramento... Sierra Foothills livingis really special. That must be why so many other Bay Area people are relocating to this beautiful area.
Ginger provides her clients with the best service possible. With the combination of hard work, low pressure, superb market
knowledge, attention to detail, honesty and a bit of levity, she can help you achieve your goals.
GOV. BROWN SIGNS BILL TO
STOP TAX ON LOAN MODIFICATIONS Earlier this week, Gov. Jerry Brown signed AB 1393 (Perea), which extends
tax relief on forgiveness of mortgage debt by conforming California law to federal law for the 2013 tax year. C.A.R.
supported the bill so that homeowners will not be charged state income tax when they’ve had a mortgage loan modified
to reduce the principal. Previously, the forgiven debt created by a reduction in principal (e.g., loan modification)
wasn’t subject to federal income tax, but was taxable under state law. AB 1393 will provide much-needed state-level
tax relief to homeowners facing financial hardship and is great news for homeowners. More info
U.S. FORECLOSURES FALL TO LOWEST LEVEL
SINCE JULY 2006 U.S. properties with foreclosure filings — default notices, scheduled
auctions, and bank repossessions — fell 19 percent in the first half of 2014 from the previous six months and were down
23 percent from the first half of 2013, RealtyTrac reported. One in 214 homes had at least one foreclosure filing in
the first six months of the year. The report also includes new foreclosure activity data from June, when a total of 107,194
U.S. properties had a foreclosure filing, down 2 percent from the previous month and down 16 percent from a year ago to the
lowest level since July 2006, before the housing price bubble burst. Total foreclosure activity in June was the lowest since
the housing bubble burst in August 2006 in 10 states, including Texas, Georgia, Colorado, Tennessee, Arizona, and Nevada.