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10 Reasons
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New vs. Resale
Buyer Traps!
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When you are ready to purchase a home, it makes sense to negotiate from the strongest position possible. In a strong real estate market, sellers can be more selective in the final buyer they choose to negotiate with. In such a crazed seller's market, it's not uncommon for a home seller to receive multiple offers on their property. With that said; there are certain things you can do to make certain that your offer is the one the Seller chooses.

The vast majority of Purchaser's today go about the process entirely wrong, putting themselves at an overwhelming disadvantage!

Let's look at this from the Sellers perspective for a moment. If you were the Seller and had multiple offers on your property, all things being equal, would you accept the one with Certificate of Financing Approval or the one that was still conditional on Financing? The answer is obvious. Why then, do so many buyers wait to start the financing until after they have found the home?

What I have found is that those buyers are usually very good, qualified buyers and are not worried about getting approved. Even though they usually are correct and will ultimately be Approved, the Seller in most cases has no guarantees.

Lastly, from a cost savings perspective...

As a prospective purchaser, it makes all the more sense to start the financing early on so you can get a firm handle on your interest rate and estimate of points and closing costs. If you do this before finding a home, you are not under any time constraints and are less likely to over pay like a buyer who has found a home and is under strict time constraints.

Should you decide that you wish to take advantage of Pre-Approval, simply complete the attached confidential mortgage application. We will locate the absolute best mortgage rate and lowest closing costs possible and process your application without any cost or obligation.

FIND OUT HOW MUCH HOUSE YOU CAN BUY 

FREE PRE-QUALIFICATION . . . please answer EACH QUESTION COMPLETELY
 
(use copy/paste) emailTo:  Realtor@GINGET.com
    (call 707-790-0022 after email sent)

Set up your Free Consultation with Ginger Hopp, who is a Realtor and a Loan Officer. Don't be left in the dark, hire an Expert, Team-Hopp will give you peace of mind.  

Questions?  Leave up to 7-minute message (707) 790-0022  @ 24-HOUR MESSAGE CENTER

 
Hopp for Action ... ... then, start packing !
                     Expect Extroadinary Service!
 
                     Your ' NEXT'  Realtor ®                                                                                    TESTIMONIALS
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GINGER  HOPP     BROKER CFS #01240587          Realtor Since 1998

EAGLE EYES REAL ESTATE 

Specialty Counties:
Placer County CA, Nevada County CA, Sacramento County CA, Marin County CA, Sonoma County CA, Napa County CA, San Francisco Greater Bay Area

  (707) 790-0022
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  EagleEyesRealtor@outlook.com  "Certified Foreclosure Specialist"  
   Specializing in NOTES @ 70% of current market value

                        HOMES R WE            LOANS R WE    
                         Call Team-Hopp ~ we'll HOPP-to-it

Thinking of Selling?     Call me & we'll discuss it ... no obligation