10 REASONS
2- CONTACTS
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HIRE GINGER
1- EXPERTISE
2- CONTACTS
3- KNOWLEDGE
4- NUMBERS
5- TIME
6. FINANCE
7- SUPPORT
8- INTERNET
9. MARKETING
10- AUTOMATION

1.  Ginger is a seventh generation native of SF+ Marin+ Sonoma with life-long contacts that believe in Networking.  Ginger ancestors settled here in the early 1800's.  
 
2.  Since 1999, Ginger has been writing a monthly editorial on 10 prime areas that she works in selling real estate.  She is up on all the statistics constantly. View her comments at www.RealtyTimes.com/c/gingerhopp 
 
 Relocation sites across America have named Ginger Hopp as their EXCLUSIVE REALTOR for "Marin County" and "Sonoma County" Buyers and Sellers.  NEW potential Buyers contact her DAILY from across the Nation with the intention of moving to California's North Bay Area. They contact Ginger first for community information.
 
4.  123-Relocation, the #1 American Relocation site gets over 500,000 hits per day.   Ginger Hopp was named "Exclusive Realtor" for 9 Bay Area communities.

 
 
 
 
 
 
CALIFORNIA GOLD
 
SIERRA FOOTHILLS
NEVADA COUNTY
PLACER COUNTY
EL DORADO COUNTY
SACRAMENTO COUNTY
 
SAN  FRANCICO BAY AREA
MARIN- SONOMA COUNTY
SOLANO COUNTY-LAKE COUNTY
NAPA~SONOMA~MENDOCINO

 
Ginger Hopp is a "Certified Foreclosure Specialist" and is offering her services to Distressed Homeowners to AVOID FORECLOSURE and SAVE THEIR CREDIT.  Ginger is doing her part in this declining real estate market and being a part of the solution at the same time.  
 
Ginger wants to help the borrower before it goes to foreclosure... before it ruins their credit.  Most distressed home sellers don't know that foreclosure is worse than a bankruptcy on their credit file.  In her marketing, Ginger is educating the families actually in pre-foreclosure, so they know what their options are.
 
Ginger is able to offer her expertise to save their credit by avoiding foreclosure. If they are jobless and can no longer make their payments, Ginger does not charge them any Realtor fees and can still SAVE THEIR CREIDIT by helping them AVOID FORECLOSURE.  She negotiates with their lenders to sell their house for less than they owe and the lender writes off the difference.  Of course, the new H.R. 3648 ruling means that the IRS will not tax them on their personal residence either for the amount that they are forgiven by their lender. Prior to that 2007 Tax Relief Act, they had to pay Capitol Gains Tax on any loan amount forgiven by a lender. It's a win-win for both parties, the lender and the borrower because they both avoid foreclosure, but it is especially a big win for our Economy to have one less foreclosure. 
 
If they still have a job, but they are having a documentable Hardship, Ginger can negotiate with their current lender to MODIFY their loan so they can keep their home and pay a lower payment until they are back on their feet.  This is not a refinance; there are no Escrow Fees, No Title Costs, and No Appraisal Fees. This is renegotiating their existing loan by lowering the interest rates, extending the number of years, and sometimes even lowering the loan amount.  Ginger gets a lot of satisfaction from doing LOAN MODIFICATION because it really helps the client stay in their home and usually, they are so grateful, Ginger now has gained a customer for life in all their future real estate services.  So, the incentive for her to help and do her part for the Economy has lots of rewards. 

http://www.EagleEyesNotes.com Hopp for Action ... ... then, start packing !
 
 
Your ' NEXT'  Realtor                                                                                     TESTIMONIALS 

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GINGER  HOPP    BROKER  CFS  
# 01240587       Realtor Since 1998

EAGLE EYES REAL ESTATE 

Marin-Sonoma-Napa - Wine Country   Gold County-Nevada County-Placer County-Sacramento County... more

(707) 790-0022

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  Ginger@HomesRwe.com  "Certified Foreclosure Specialist"  
                    Buy Notes @ 55% of appraised value

                              HOMES R WE           LOANS R WE    
                         Call Team-Hopp ~ we'll HOPP-2-it

Thinking of Selling?     Call me & we'll discuss it ... no obligation